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Mortgage Calculator

Enter the loan amount, annual interest rate, and term. Your monthly principal-and-interest payment updates instantly.

Monthly payment
Total interest
Total paid

About Mortgage Calculator

This calculates a fixed-rate mortgage's monthly principal-and-interest payment using the standard amortization formula. It does not include property taxes, homeowner's insurance, HOA dues, or PMI, which can add meaningfully to your real monthly cost. Use it to compare loan scenarios and see how rate and term change the total interest you'll pay.

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